What is unnamed passenger cover in insurance?

What is unnamed passenger cover in insurance?

No other person could claim the financial benefits even if they were paid to drive that particular car. Personal Accident Cover for Unnamed Passenger. As the owner of the car, you have a liability to pay for any injuries that may come to your passengers should an accident happen while they are in your vehicle.

Are passengers covered by comprehensive insurance?

What is Passenger Cover? The standard comprehensive insurance policy does not cover passengers in the insured vehicle policy. This applies to both commercial/transport as well as private vehicles. In case of an accident, there is a possibility that passengers can be injured or even lead to deaths.

Does car insurance cover unnamed drivers?

Standard car insurance policies usually come with some form of permissive use, which means unnamed drivers have some protection under your policy while driving your car. In a named driver policy, or a named operator policy, only drivers explicitly named in the policy are covered.

What are the things covered in comprehensive car insurance?

Comprehensive coverage helps pay to repair or replace your car if it’s stolen or damaged by something other than a collision. Comprehensive typically helps cover theft and damage from vandalism and natural disasters, falling objects, fire, hail, flood or animals.

What does comprehensive insurance cover in Kenya?

A Comprehensive car insurance in kenya typically covers you for loss or damage from fire, theft, vandalism, accidental loss, natural disasters, damage caused by animals or falling objects (like a tree or hail).

Do named drivers have same cover?

A named driver is someone who is insured to drive a vehicle in which another person does most of the driving. When driving that vehicle, the named driver will have the same level of cover as the main driver. They may also be referred to as an additional driver.

What is the difference between full coverage and comprehensive?

Full coverage comprises two additional types of cover: Collision and Comprehensive insurance. Collision insurance is generally for damage from situations when you are driving. Comprehensive insurance covers damage to the vehicle outside of driving situations, so for example, weather damage, fire or theft.

https://www.youtube.com/watch?v=YABs2M9FQ9w