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What happens if SBI online transaction failed but money debited?
What should you do? If your account is debited but the transaction does not go through, SBI provides for real-time reversals for technical declines and amount would be transferred back to your account immediately. In case the amount is not reversed, you can raise a dispute through SBI YONO LITE app itself.
How can I get refund from SBI debit card?
Q1. How can I place the request to refund the excess balance available in our SBI Card Account?
- Q1.
- We hereby inform you that you may call us on our helpline number or write us at www.sbicard.com/email to process your request regarding Credit Balance Refund along with the below mentioned details:
How do I complain about SBI refund?
Call on SBI’s toll-free customer care number – 1800-425-3800, 1800-11-22-11, or 080-26599990. You can also send an SMS ‘UNHAPPY’ at 8008-20-20-20. Once you submit your complaint via any of these channels, you’ll receive a complaint number to help you track the complaint.
How long do debit card refunds take?
A debit card refund takes a couple of days to process. In fact, the time frame is generally between 7-10 business days. In the best-case scenario it could take up to 3 days depending on your bank. You might be wondering why your purchase goes through immediately, but the refund takes longer?
Why does it take 10 days for a refund?
Due to some reason, like delivery of good not being made or quality of services being poor, the customer requests a refund from the business. Given the number of parties involved and the variance in their processes to handle refunds, it takes 5-10 days for them to be credited back to the customer account.
How long does debit card refund take in India?
Keeping calm and setting realistic expectations
| Credit / Debit Cards | UPI | |
|---|---|---|
| Min. refund time | 5 days | 2 days |
| Max. refund time | 10 days | 7 days |