What disqualifies you from being a life insurance agent?

What disqualifies you from being a life insurance agent?

Any criminal convictions (except juvenile offenses) (This includes DUIs, reckless driving convictions, driving on a suspended license convictions, misdemeanors, felonies, military offenses, etc.); and. Any criminal charges pending at the time you submit your application.

Can you work for an insurance company with a felony?

Yes. 18 U.S.C.A. §1033(e) provides that any individual who has been convicted of “any criminal felony involving dishonesty or a breach of trust” may not engage in the ‘business of insurance” as defined therein. Violation of the prohibition is punishable by fine or imprisonment or both.

How far back do DBS checks go?

There is no limit to how far back an enhanced or standard check can go. For basic checks, only unspent convictions will be listed on a certificate.

Can a felon get a life insurance policy?

Yes, despite what many life insurance companies and agencies may tell you, individuals who have been convicted of a Felony or Misdemeanor can often qualify for a traditional term or whole life insurance policy.

How far back can a background check go?

In many states, background check providers cannot share any criminal history information (charge or conviction, misdemeanor or felony) that is older than seven years. In some states, the limit is extended to 10 years. In most states, there is a law limiting the reporting of this information.

Do insurance agents need a background check?

Each state has its own insurance agent licensing requirements, which can include background checks with or without fingerprinting, pre-exam training, and exam passage. Today we are focusing on the level of background checking (or lack thereof) for each state.

Can a background check show a misdemeanor after 10 years?

Under most circumstances, many locales won’t allow a background check companies to share criminal history information that’s older than seven years. However, some states allow a background check companies to share information that’s up to 10 years old. That includes a conviction, felony, or misdemeanor.

How far back does an FBI fingerprint check go?

The check simply pulls any data associated with the fingerprint in question—be in personal information (name, address, family members, etc.) or criminal history information. There is no federal law that limits how far back criminal checks can go, which leads to some confusion regarding FBI fingerprint checks and reporting limits.