How do I claim medical insurance reimbursement?
Documentation:
- Duly filled claim form.
- Medical Certificate/ Form which is signed by the treating doctor.
- Discharge summary or card (original), availed from the hospital.
- All bills and receipts (original)
- Prescription and cash memos from pharmacies/ the hospital.
- Investigation report.
How long does it take to get reimbursed from health insurance?
Usually count on it taking 60-90 days to get a claim paid.
How do I claim health insurance after discharge?
Keep a Duly Filled Claim Form Ready If you want speedy reimbursement, keep the health insurance claim form duly filled and ready, preferably before the discharge. Upon your discharge, you can attach all other relevant documents along, and then pass it to the insurer to request for reimbursement money.
How many days will take for reimbursement?
Typically, within a maximum of 21 days from the date of submission of relevant documents, the insurance company reimburses the amount. In case the processing unit has a query or rejects the claim, an intimation letter is sent to the policyholder.
What is the medical reimbursement process?
Healthcare providers are paid by insurance or government payers through a system of reimbursement. After you receive a medical service, your provider sends a bill to whoever is responsible for covering your medical costs. Private insurance companies negotiate their own reimbursement rates with providers and hospitals.
How do I write a letter for medical reimbursement?
Dear Sir, This letter is to formally request reimbursement for medical expenses for (As company terms and policy). I was suffering from (Disease name and type) from the last few months. I was treated at (Hospital name), and it is a private clinic/hospital, now I needed to pay the bill in full.
What documents need to submitted for a hospitalization reimbursement claim?
Documents needed for Reimbursement Claim Submission
- Health Card Copy.
- Hospital Discharge Summary (Original)
- Duly filled claim form.
- Investigation Reports( like scans, X-rays, blood report, etc)
- Case receipts from hospitals or chemists.
- If an accident happens, then FIR or medico legal certificate(MLC)