How can I know my SBI account is active or not online?

How can I know my SBI account is active or not online?

Send SMS “BAL” to 09223766666 for Balance Enquiry Give a missed call or SMS “MSTMT” to 09223866666. Once you do this, you will get a mini statement with the few latest transactions information on your account listed. You can also SMS “BAL” to 09223866666 to get your up-to-date account balance information.

How do you check if account is active or not?

You should visit your nearest bank branch with your account number and they will tell you if your account is active or not. You can log into your net banking account if ur having net banking account and status of the account will be known. You can contact your branch personally and find out the status.

How can I activate my SBI dormant account?

You will have to write an application to make your dormant account active. Application should be addressed to the branch manager. You should request for the activation of the account and state the reason of not transacting since two years. Application should be signed by all the joint account holder.

Can I withdraw money from dormant account?

Once it becomes dormant, you can expect following additional restrictions: No withdrawal of money from an ATM or a bank branch or through phone banking. No debit card renewal.

How can I check my bank account balance without registered mobile?

Method #2: Know your bank account balance using *99#: The code *99# is also called as USSD code which is not related to any particular mobile network service providers or any bank. This facility is introduced by NPCI to provide the facility to common people to have an easy access to their bank account.

How do you find a dormant account?

If you believe you have unclaimed money left in a bank account long ago, check out MissingMoney.com or Unclaimed.org, which are both operated by the National Association of Unclaimed Property Administrators.

What is dormant account in SBI?

If you haven’t used your savings or current account for any transactions for over 1 year, the account becomes inactive. If the account has been inactive for 2 years, it becomes dormant or inoperative.

Why did my SBI account become dormant after 12 months?

Now if you already have a bank account in SBI and you are not using your SBI Bank Account from quite a long time, it might have got dormant. Usually the Bank Accounts which are not is use from a long time or the accounts in which no transactions are done are made inactive after a period of 12 months and made dormant after 24 months time.

How to know if your SBI account is active or inactive?

If you have been operating a current or savings bank account in SBI and you have not made any transactions through it for more than 12 months, you account will be considered as an inactive account. However, if you don’t make any transactions from your SBI account for more than 24 months, then the bank will consider it as a dormant account.

What happens when your bank account becomes inactive or dormant?

An important point to note is that even after your bank account turns into an inactive or dormant account, interest, if any, will be credited to it regularly (Only in Case of Savings Account). RBI has also asked all the banks not to levy penal charges for non-maintenance of minimum balances in any inoperative, inactive or dormant account.

What are the documents required to activate an SBI bank account?

As per process, in order to activate the account, you have to submit KYC Documents – Proof of identity and proof of address (like Aadhaar card) and PAN Card and latest passport size photograph and make a cash transaction at counter. This is required to be done at home branch.