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What is ayushman Bharat Insurance Scheme?

Posted on August 25, 2022 by Author

Table of Contents

  • 1 What is ayushman Bharat Insurance Scheme?
  • 2 What are the components of ayushman Bharat?
  • 3 How does Ayushman Bharat work?
  • 4 Who are beneficiaries of ayushman Bharat?
  • 5 Which one of the following is not a feature of the ayushman Bharat scheme Upsc?
  • 6 What is the impact of Ayushman Bharat on out of pocket expenditure?
  • 7 How to implement Ayushman Bharat – National Health Protection Mission through escrow?

What is ayushman Bharat Insurance Scheme?

According to the government’s National Health Authority (NHA) website, the Ayushman Bharat PM-JAY is the largest health assurance scheme in the world which aims at providing a health cover of Rs 5 lakh per family per year for secondary and tertiary care hospitalisation to over 10.74 crores poor and vulnerable families …

Why ayushman Bharat is important?

Launched in September 2018 by the Prime Minister, the Ayushman Bharat Yojana aims to cater to 50 crore beneficiaries. It provides a health cover of Rs. 5 lakh to families living below the poverty line. The health cover is free, as the central and state governments pay the annual premiums in a 60:40 ratio.

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What are the components of ayushman Bharat?

Components of Ayushman Bharat Yojana The initiative assures health service delivery through Health and Wellness Centers (HWCs). A health insurance cover up to Rs 5 lakh per family is provided under the PMJAY scheme.

When was the ayushman Bharat scheme launched?

23 September, 2018
Prime Minister Narendra Modi launched the Pradhan Mantri Jan Arogya Abhiyaan, also known as Ayushman Bharat or the National Health Protection Mission (AB-NHPM) or Modicare, on 23 September, 2018.

How does Ayushman Bharat work?

Ayushman Bharat Yojana scheme offers health insurance cover to beneficiaries without any premium cost, treatment cost during and after the hospitalization. Ayushman Bharat scheme covers both pre and post hospitalization expense in-addition to the in-patient charges.

Which one of the following is not a feature of the ayushman Bharat scheme?

Which one of the following is not a feature of the Ayushman Bharat Scheme? There is no cap on family size and age.

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Who are beneficiaries of ayushman Bharat?

Government provides health insurance cover of up to Rs. 5,00,000 per family per year. More than 10.74 crore poor and vulnerable families (approximately 50 crore beneficiaries) covered across the country.

What is the insurance cover under the scheme for the beneficiaries?

PMJAY is also known as Ayushman Bharat Pradhan Mantri Jan Arogya Yojana Scheme, one of the biggest healthcare schemes that is sponsored by the Government of Inidia.

Which one of the following is not a feature of the ayushman Bharat scheme Upsc?

What are the components of Ayushman Bharat?

Ayushman Bharat adopts a continuum of care approach, comprising of two inter-related components, which are: Health and Wellness Centres (HWCs). Pradhan Mantri Jan Arogya Yojana (PM-JAY).

What is the impact of Ayushman Bharat on out of pocket expenditure?

Ayushman Bharat – National Health Protection Mission will have major impact on reduction of Out of Pocket (OOP) expenditure on ground of: This will lead to increased access to quality health and medication. In addition, the unmet needs of the population which remained hidden due to lack of financial resources will be catered to.

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How many people will Ayushman Bharat Yojana cover?

From June 2020, the program had entered a pilot to cover 120,000 workers with that insurance at 15 hospitals. When Ayushman Bharat Yojana began there were questions of how to reconcile its plans with other existing health development recommendations, such as from NITI Aayog.

How to implement Ayushman Bharat – National Health Protection Mission through escrow?

States would need to have State Health Agency (SHA) to implement the scheme. To ensure that the funds reach SHA on time, the transfer of funds from Central Government through Ayushman Bharat – National Health Protection Mission to State Health Agencies may be done through an escrow account directly.

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